diff --git a/xactfetch.py b/xactfetch.py
index 271db71..106bfe2 100644
--- a/xactfetch.py
+++ b/xactfetch.py
@@ -199,7 +199,7 @@ def get_last_transaction_date(key: int, token: str) -> datetime.date:
                 continue
             if date > last_date:
                 last_date = date
-    return last_date.date() + datetime.timedelta(days=1)
+    return last_date.date()
 
 
 def download_chase(
@@ -215,7 +215,7 @@ def download_chase(
                 e,
             )
             return False
-        if start_date >= end_date:
+        if start_date > end_date:
             log.info(
                 'Skipping Chase account: last transaction was %s',
                 start_date,
@@ -247,7 +247,7 @@ def download_commerce(
                     e,
                 )
                 continue
-            if start_date >= end_date:
+            if start_date > end_date:
                 log.info(
                     'Skipping account %s: last transaction was %s',
                     name,